one size NEVER fits all

SmartBenefits Marketplace™ is easy to navigate. Employees can compare pricing, deductibles and coverage options quickly and transparently. No more tedious spreadsheet analysis. Employers can offer a wide range of options to meet diverse employee needs.

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Health Plans

Sometimes too many choices can create information overload. That’s why we suggest a plan based on each individual’s needs. Then, they can shop for different plans with various percentages of coverage, out-of-pocket deductibles and provider networks.

Supplemental Insurance

If out-of-pocket costs become too much, these policies can provide a cash benefit in case of accidents or critical illnesses.


Various coverage options for check-ups, major dental work and orthodontics.


Preventive exams and corrective lenses, frames and contacts.


A variety of plans, including a personal health coach to help you lose weight, stop smoking or manage chronic illnesses.


Affordable coverage is available for individuals, spouses and children. In the SmartBenefits Marketplace™, you and your dependents may purchase life insurance without the hassle of medical questions.


You insure your home, your car, even your boat. Many people forget about insuring the greatest asset of all, your ability to make money. Short or long term disability insurance can provide income when you can’t work because of an illness or injury (when expenses usually increase). Long-term disability is a key part of smart planning.

Retirement Savings

Save money in tax-favored retirement accounts by contributing money into a 401(k), 403(b), or IRA. There are several investment options to fit your goals and risk tolerance.

Flexible Spending Accounts (FSA)

Pre-tax money can be used to pay for medical (including dental and vision) expenses, dependent care, and commuting, regardless of the type of insurance you have.

Health Savings Accounts (HSA)

Pre-tax money can be used to pay for medical, dental, and vision expenses. HSA’s are set up with a bank and un-used contributions roll over to the next plan year.